Initial is the “high quality price.” Because you are purchasing a physical coin or bar (as opposed to paper) There's a quality price attached into the product you may buy in your Precious Metals IRA. This covers the associated fee to mine, refine, mint and distribute the physical bar. https://gold-and-silver-bullion-m14680.bloggerchest.com/35069726/facts-about-bullion-silver-and-gold-revealed